or ways to reduce our expenses on mortgage every month. we both make about $105k each yearly. but with us planning to have kids in the future, she may stop working.Any advise is appreciated THANK YOU!!!

If you know me, I'm not stopping.

@Helene Zernik STOP! 

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

My property is fully renovated, furnished and ready for immediate occupancy, making it an ideal solution for families or individuals in need of temporary housing during their recovery process.I would greatly appreciate any insights, recommendations, or specific contacts that could help me effectively position this property in the disaster recovery housing market.I have one last question's lot of Insurance company stop writing policy in long island NY.

Why stop at a $10,000 HELOC. 

Even if they stopped reporting your payments the history would be there. 

I had a gut feeling something was not right and I feel I have made the right decision to stop, especially as a struggling student.

My current solo-401K plan was being supported by Quest, but they have decided to STOP supporting solo-401K's.

You're close to the bus stop so you'll attract NYC goers & they move a lot around here.