You sell when it fits with your original business plan (targeted NOI is reached, timeline is reached, etc.). 3.

If was originated as owner occupied in the past and no longer is owner, if you have change of name on deed or insurance, if impound had a dispute, claims - are a couple reasons why the servicing changes.

Originally from Texas.  

You purchased your property in 2017 with an expected rent amount of $1,549 on the original property evaluation. 

Now, if you can benefit too then you analyze if that's worth it but if it's just the former, then stick to the original point.3.

I suspect the person who originally turned it into a fiveplex only applied for permits to make a fourplex and then did the 5th unit fly by night (perhaps at a later date) in order so the property would still be considered residential and allow for better financing possibilities.

This is what got Dave Ramsey in trouble years ago and that's why he preaches financial advice the way he does.Back to the original topic.

That’s why my original post focuses on what can be done within that space to address affordability.

Also would charge points at origination and bump the rate up a point or twoReason being my guess is this borrower can it get conventional financing so they are a higher risk.

My original plan was to buy 15-20 properties with REI if things went well.