The value a public adjuster brings to the table is (1) they typically increase the amount of your settlement (more than enough to cover their 10%-15% fee), (2) they will recognize any gaps or insufficiencies in your coverage so you can get it corrected before something bad happens, and (3) in the event of a claim, they will negotiate with your insurance company, prepare a damage estimate, read your policy to make sure you're getting everything you're supposed to get, and ultimately, save you time so you don't have to try to become a claims expert.Tavisha Grant, Public Adjuster, Property Claim Adjusters, Phoenix, AZ

My wife's W2 income is insufficient & the banks won't consider the capital gains & other variable investment income that covers most of our living expenses, so the DTI kills the loan:Bank: "So, how do you plan to make the payments on this LOC?"

A double 2x4 plate will be insufficient to cover a span of 8'.  

When I sell a property, my broker is empowered to formally reject insufficient offs on my behalf.

I am taking a wide range of classes such as construction safety, finance, web page development and a nutrition class.  

What is just as likely to occur is there will be insufficient equity in the property to satisfy both the primary and second mortgages and the second will get wiped out when the first position forecloses.This is why I'm quite conservative when writing a second mortgage - the combined LTV needs to be <80% and I prefer it to be <=70%.

I read two books a month, I spend no less than 1-hr/day listening/watching/reading content relative to my passions; business, health & nutrition, real estate.  

We also helped them build their Compliance Management System which most of them had (but not all) into a lender's compliance management system instead of the broker's system which was insufficient. 

And I believe this 'strategy' will EXPLODE in use soon, as we crest and transition back into a "buyer's market," since there are still at least 10 million mortgages just in the US with insufficient 'equity' to resell the so- called "conventional" route.

The existing joists are insufficient for the design loads.