Hey Kevin, I would say It depends on multiple factors. 1) how you want to take care of debt once you get cash out vs HELOC?

I am on the board of CFRI, the local chapter for the National REIA and we have about 20 meetings a month, many geared towards specific niches. 

First step would be to work with a good investor agent, second step would be getting preapproved so you know what's within your budget for your debt-to-income ratio, and third step is working with your agent to build out the rest of your time and finding a great investment deal!

At a high-level, I'm looking for a single page that will show the entire health of the property, from income/expenses, to debt coverage, capex, ROI, etc. 

I also know I can look at ways of borrowing against that equity (HELOC for example) but I also just feel like if I take debt on that property the cashflow goes down, and then if the association also takes the loan it goes down more, and at that point I don't know why it would be a better option than selling before August. 

I did run the numbers and it seems I'd be accruing more debt with higher mortgage than currently.

You may be excellent at what you do and beat the national average in every category of your expertise. 

Hard money lenders focus more on the property’s value rather than your personal debt to income ratio (which traditional banks use) allowing for quicker approval and funding.

Please feel free to utilize me as a resource if you want to run through a deal or discuss any of the national or local wholesalers out there. 

My name is Carsyn Childress, and I work in the acquisitions department at REI Nation, i.e.