if you're a few years out before starting in the US with RE Investing, the best thing you can do is work on your credit and safe money and start establishing business credit with banks and credit unions here in the USenjoy Panama, and good luck

My concern is that without that amount of personal income available I would have difficulty establishing a sufficient amount of reserves for emergencies.

For the typical wholesale the steps are really just fine a deal through marketing, have them sign a wholesale contract, have an established buyers list and send it to them, get a buyer to sign an assignment of contract agreement, and when you close you get paid out your fee from the title company.

How are established investors finding deals? 

This is because there’s well established case law that states a lender can only hold a guarantor personally liable if there was a benefit received.

If you hired an agent or a broker to work with you, you'd be covered - but regulations & laws vary from place to place.Screening is best done by establishing a set of guidelines to qualify applicant tenants, then sticking to those rules to avoid legal issues (and for your own sanity).

Established on line presence5.

If your credit is good, any lender would let you do 2 - 3 deals at once maybe up to 5 at once once you establish a relationship with them and you show them that you can exit the bridge loan and get into a DSCR or sell.

Use self-management software, establish clear communication channels, and consider Section 8 for first rentals.

Recently after some medical issues(I’m all good now) I’ve exhausted all my reserve funds and have 50k in high interest debt.