Yes, there are exceptions for significant life events (job change), but each individual must meet the FHA loan qualifications on their own, and the second loan must be for a valid reason, like a job relocation or other extenuating circumstances.

I don't know her, never met her, never went to her classes, but from what I saw on YouTube she seemed to know her stuff and classes were reasonable. 

I won't go into all the details, but there always ends up being a significant problem in the documents I get or don't get, in negotiations, etc, and the trigger never gets pulled.For a variety reasons in addition to the above, including my wife's encouragement, I've decided to take a serious look at going the real estate route instead.

I dont see any reason why the market would go up with the number of new buildings they are putting into the city as well as factors mentioned above.

@Lilly Fina 2 years living as a household is reasonably stable.

For reasons I don't yet understand, if the property is sold I cannot take advantage of a 1031 Exchange and my gains will be taxed as income, which will be 35% federal and 11.3% CA income tax. 

If you’re set on Florida, focus on areas just outside the main city that are still growing—you’ll find better deals there.

Captivate reasonable benefit for landlord:1.

Quote from @Robert Geraghty: Arthur, Greetings from Maine!

Any recommendations to get honest and reasonable estimates and get the work done.