HELOC's are good if maybe you don't have a deal, but want to keep the money ready to use and the property has a low rate that you don't want to lose. 2.

That fund offering 15-20% is now close to insolvency and investors most likley will not get those returns but lose most of their investment as well.

In my experience that makes this a low risk deal as there are very few ways to lose money on it.

Without businesses it loses its revenue and becomes a trash heap.

I know that in the future we will have some sort of market downturns and you could lose all that you acquired with properties that target low paid workers.Behavioral issues are a significant concern.

So, I would expect to lose 3 months rent maybe more.

Failing might mean losing your house.

It's actually 60 days, win or lose.  

People focus on the rates because they are a singular number and easy to understand but you can lose money on a rental at a low interest rate and get rich paying a high interest rate.

After 20+ years, I hear from so many who are more motivated by fear than optimism and make decisions based on not losing rather than a high probability of winning.