They demand the highest rent and therefore attract white-collar, high-income professional tenants who are “lifestyle” renters by choice.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

I understand they can make our life a lot easier but is it worth it if it eats up a lot of our cash flow? 

Sometimes you can bring to life an old cabinet simply by painting it, putting new hardware on, and maybe updating a light fixture in the room that shines brighter, and not yellow. 

If the software is not simplifying your life or making you more accurate, you shouldn't use it.

If I pay it off, I could maximize cash flow earlier, reducing financial stress and allowing me to focus on other ventures or simply enjoy life more.On the other hand, I know some people advocate for keeping cheap debt and using the extra cash to invest elsewhere for potentially higher returns.Why I’m leaning toward paying it off:Security: No debt = peace of mind.Financial freedom earlier: A fully paid-off rental would give me a significant monthly cash flow?

Cashflow on a spreadsheet vs. cashflow in real life are very different things, too. 

It will depend on your preferences and how well you think you will tolerate having a room mate as you approach a new life with your partner.

I wish you more happiness in your life sir.

I am a little late to the game and have been told several times throughout my adult life to invest in real estate, but I ignored the advice.