Industry analysts are getting more and more convinced it’s going to be a banner year.

and 2nd in multi-family do you see trouble ahead for all these Floating Rate 2yr/3yr loans taken out at historic low cap rates in 20-22, that may require big cash injections to re-fi?   

Floating was 3.8% for reference.

Maybe with automatic payment stuff and you can request changes to your credit card due dates, you can take as much advantage of the float.

I was told the owner would not accept an offer less than $200k because we had floated a VERBAL offer first of $165k & that was the response we received back😀.

For example, (1) are you being charged points for your quoted rate, (2) do you get a no-fee interest rate float down after locking, (3) does the lender offer a no bank fee refinance service in the future, etc. 

I've thought about letting my loan float and re-lock, but that would cost even more than just extending the lock.My second question is regarding liability.  

Part of this limitation is that there are 1300 Section 8 vouchers floating around in my county; a very large number. 

I did not float the idea of seller financing, but it given the equity position, it may be a possibility.

I'd like to float a seller-financing option as a solution to my financing issue.