@Blake R.From my experience, land investing is a low-cost, flexible entry point but lacks the cash flow and quick appreciation of multifamily properties.

Learn a valuable skill set that will allow you to make more money, therefore have more financial flexibility.

Currently also a firefighter but I have more flexibility in my schedule than most  would. 

Your best bet is probably to get your real estate license and start actively being a real estate professional or buy a STR in your market that you can physically be at on a regular basis. 

It was really insightful, especially the part about how DSCR loans offer shorter seasoning periods and more flexible qualification requirements compared to conventional financing.I’m currently focused on scaling into 6+ unit multifamily properties in New Jersey using the BRRR strategy.

Although the property is worth way more than the loan we are needing and the secured collateral lien is really a sure safe bet and some easy money for someone willing to take the chance that isn't in it for anything other than to flip their money for profit/wanting to add to their portfolio, this would be an good opportunity for someone just starting out in real estate investment even.

They provide flexibility and efficiency, especially for experienced investors.How have you found the terms and structure compared to traditional options?

To me, if you aren't at least maintaining 0 cash flow, you're betting too much on appreciation to the investment work. 

As a rental, tenants will likely prioritize the location over minor inconveniences.Your strategy of betting on appreciation and eventually pulling equity makes a lot of sense in this market.

@Toby Khan I’m not positive honestly, best bet would be to reach out to them.