It's reasonable to think about ways to exploit some of the illogic in the system, such as the fact that a short selling homeowner can't effectively "buy back" their house, in those cases where their incone and debt ratios would be sufficient at the new lower loan amount.

We also try to solve problems, identify what is lacking and fill that void, identify a niche and exploit it.

Most conservative CPA will not advise trying to exploit this as a loophole.

So I had to figure out my own way to win at the game, and it has to do with figuring out the quirks in the game and exploiting those holes that the other players don't see.

@Eric Jones I hope you're not insinuating that "intend" is a loophole worth exploiting.

You must be dealing with the wrong wholesalers, I have had the opportunity to work with many but choose few because I am not risking my license for a few extra listings or deals per year.You mean there is a wholesaler that doesn't exploit sellers? 

I imagine that would be exploited often, and regularly. 

@Eric Weldon-Schilling Once a lender has foreclosed on a property it is neither immoral nor exploitative to buy it.

And it will be even worse for those tenants that exploited the Covid protections.

In OR, not legal and I'll report them.I'm curious about the basis since my issues are:1) Disclosure2) Exploiting a seller3) Getting a fee/skim on a RE sale w/o a license.