But for me the complexity of getting out of an S corp plus the cost of running one just didn't make sense when I could eliminate net income so many other ways and still get the pass through from disregarded or series LLCs. 

While the interest rate might be higher, you eliminate the risk of needing to refinance or sell later, making it a safer option if your goal is to hold the property long-term without any financial uncertainty.If maximizing cash flow now is a priority and you're comfortable managing the future refinancing risk, owner financing with a balloon could be the better choice.

Next as far as the clawback, it is what it is there's nothing you can do to eliminate it.

It seems like allowing it show on the buyers side would be eliminate issues of how to pay.

If your in there partnership program they refer you to their client if they need to sell.its a one time yearly fee & any deal closed you pay $1500i couldn't find any reviews or much info on company outside of there website.courage to know if anyone has had any dealings with this company as I find it a little strange that they don't accept any credit card payments only zell or wire or ACH.

Or, should i do the same exact concept except eliminate the holding company, and simply have 3 independent LLC's, all with me as the member, and the property management company handle all of the transactions and pay the property holding LLCs a fee each month? 

Eliminate debt, establish a budget, and save.

Every loan has an appraisal report which I browse especially to eliminate properties on the flood planes.

Forcing agents to join the NAR will soon be eliminated along with their monopoly. 

Don't use Zelle.When you say use direct deposit, do you mean pay by ACH?