No Interest or Loan Fees: Hard money loans typically come with high interest rates and additional costs that can quickly eat into your profits.

@Andrew Syrios Tulum  ruins of course and if you can make it Akumal to see the giant turtles eat under the sea!!

You can increase your net worth by investing in assets that appreciate instead of spending your money on vacations, expensive vehicles, designer clothes, and other luxuries.Cut unnecessary expenses: Many people spend more than they realize on daily expenses like eating out, buying coffee and snacks, unused subscriptions, and other things.

At this point in our market it seems like to me the better option would be using the HELOC for the entire purchase just because the interest on two different loans would eat up any possible cash flow.

This gives much better diversification protection across geographies, asset types, strategies, investment subclasses etc. versus putting all the eggs into one basket.The downside is that it's not for everyone, and a person has to be comfortable with turning over control to someone else.

I would eat the cost associated with the inspection. 

If you are buying a single family house, two trips per year will likely eat up all your "free cash flow", so you might as well have it be a place you would go anyways to visit family, or near a vacation spot, etc.

But what if your current financing strategy is quietly eating into your profits?

But realize also that if you pay off a 2.99% loan your payment on the DSCR is most likely going to skyrocket and eat up a lot of that  cash flow.  

All those things can eat up the chemicals very quickly and lead to an unsanitary condition.3) Absolutely ZERO guests wants to hear that you did not drain clean and refill the hot tub after the prior guest.