So it’s liquid, but in the example you used, the time when you most need that liquidity is likely to be the same time the entire market is crashing around your ears.

@Daniel ToshevI received some good info that might make this possible for you.Give me a ring happy to discuss more I can connect you with Danielle.From my go to lender:Danielle AndersonLoan Officerthe leases would need to be specific that they are only a portion of the home (Basement) and upstairs.

It has all fallen on deaf ears in the 6 years I have known her.

Keep you eyes and ears open for  refinancing  options in the  forthcoming year...thanks and all the best 

Yes, discounting the rent for a person for their eyes and ears on the property is worth it's wait in gold- but make sure you choose the right person, not necessarily the person that talks the most! 

That's the tenant who WILL call all the peoples and places, file all the complaints, ring that "disability" bell and in end, what was a little item or argument, turns into every agency up ones arse with a microscope. 

These are the best contacts, in my opinion, because I can find ways to add value to them.As my experience level changes, I keep an eye/ear out for specific types of contacts. 

Feel free to give me a ring, always happy to help.

The tenants also installed a ring doorbell to the front of the property to get recordings and have shared that with the police. 

I ended up hiring one of my LTR tenants as a house manager to handle all of the cleanings, turnover and provides my local eyes and ears.