Your ideal asset allocation should be tailored to your specific circumstances and goals.

I currently live next door to one of the areas most popular restaurants and my vehicle is somewhat distinctive if you notice it simply because no one else in the area has one, not because it’s an expensive sports car or something.

I ask them to verify nothing has been late and more often than not the prospect lies and was late this year on a car payment or CC which disqualifies them but sometimes it was just an unfortunate circumstance medically that I don't know if I could dig myself out of either. 

However they had to have the laws changed in order to operate, which only happened because of a specific set of circumstances involving a huge flood and the owner being friendly with the mayor.

Today, we are just dealing with a different set of circumstances.

This is not a change of circumstances but your pre-mediated plan.

This is an important distinction because it allows you to maximize your tax benefits across your portfolio. 

Did you find yourself in this situation due to circumstances, or did you intentionally stage this situation?

If you drive through residential streets versus MFU neighborhoods, there is a distinct difference in most (not all) cases.

There are very few circumstances where I foresee you needing this.