Look into FHA 203(k) loans for repairs and down payment assistance programs in your area.

As I grow I will hire a virtual assistant to take a few more tasks off my plate to allow me to live the same lifestyle. 

Additionally, you may wish to speak with a CPA as to whether or not becoming an S Corp is the right decision – they can assist with reducing self-employment taxes.

I’m willing to volunteer my time to assist with tasks, research, or anything that supports your business while I learn the industry.If you’re open to mentoring someone hardworking and motivated, please reach out—I’d love to connect!

@Jeff G. some well intended and mostly true assistance posted so far.Let's look at "logical" answers:We're going to assume only 4 Classes - A, B, C & D.- Some people go to F, but what's the point?

Quote from @Mary Jo Carruthers: @Albert Hepp Did you know that there are quite a few non profits and also the city of Austin in the austin texas area that provide down payment assistance for first time home buyers?

Always best to research mortgage companies/brokerages for things like compensation, availability of training, assistance on files since you are new, and if they teach you how to constantly get business 

The good places to start investing at the moment are places within a 10 min drive from main urban centers, and which have different types of residents (not just tourism, not just workers, etc).Feel free to reach out in case we may be of assistance.

Keeping a 2.99% rate sounds great, but it may be costing you thousands of dollars if you are in the double digits with your other outstanding debts.

Hindsight is 20/20, and my education (courtesy of the school of hard knocks called Life) has shaped my approach to real estate investing and how I help others achieve their goals.Since 2021, I’ve been working full-time in real estate, specializing in assisting both local and out-of-state investors in acquiring small multi-family properties and short-term rentals.I would love to meet up with you and further discuss your REI interests and goals.