In the US, they can be randomly shot at a supermarket, a school or a nightclub.

I would give Prime Tracers a shot, they are pay as you go and you also get 100 free credits on sign up to try them out. 

But it also depends on your risk tolerance- if you have a decent safety net, you can leverage yourself a bit.

The house was in a terrible location, at night there was gun shots.

Finding handymen is NEVER easy:( Often, you have to use trial & error method and weed through several before finding one that is acceptably (never pefect) reliable, quality, will fix warranty issues and has decent prices.Try visiting a Home Depot 6-8am on a Saturday.

But other times, it could be a good way to start a conversation with borrowers that really don't have a clue what is a "decent" rate on a DSCR loan.

Give Key Bank a shot.

I have lived in Wisconsin and upstate New York in the past and have a decent amount of knowledge of those areas — but obviously need help.

Yet investors expect a PMC to do all this extra followup for free because they think the program is "gold".We've always accepted S8 tenants and have no plans to stop.It's a decent program if the investor understands the limitations and challenges.Otherwise, it's "fool's gold".

I think we are decent at bookkeeping- but have areas we can improve on.