My tenant has a young adult child that was on the lease as a minor.

Also remember tiktok guests watch tiktoks on how to score discounts and refunds.With Airbnb I have seen them deplatform hosts for no stated reason, cancel guests day of checkin because one child out of a large group had to go get a cast for breaking an arm, send emails to all guests platform wide stating it is okay to cancel penalty free, cancel all future guests on a friend because a scammer guest claimed bedbugs (even after two independent pros confirmed none were on property) and list goes on. 

Regardless, compounding is very powerful, and the more time you have the more powerful it is.When I was a child I read somewhere that one should try this: ask your parents to lower your allowance to 1 cent with the agreement that they will double your allowance each week: 2 cents the second week, 4 cents the third, etc.

Another one suggeste was USAA my father was a veteran but abandon my mother when I was young child and I don't have proof that he served in the Army. 

Poster child for developed lots but massive amount of vacant ones its quite a history that development of lots on a mass scale.

I actually bought them for my personal home because we have a new born and didn't want him to get tangled once he starts crawling.

Assuming you are married gifting each child 36k a year is a wonderful start.   

And on top of that (and to make a long story short) my ex-wife stole more than $800k from me when we split and we are in a nasty child custody case which costs a crap load of money.

I would also call child protective services.

But the gas and water need to stay in our name as landlords (per the water and gas companies), and we will bill those amounts back to the tenants.We have 1 single man who has 1 child who will live with him 1/2 time in the upper level, and we have 1 single woman who has 3 children who will live with her 1/2 time in the lower level.