Calling all the banks and mortgage companies I can in order to find one that actually will put together a lending package that meets these criteria.

Both sets of tenants still are living there.I have a large dog (lab that is over 100 lbs) and have had in the past Goldens and a King Shepherd (150 lbs of virtually no fat).  

It can in some cases also be beneficial for retail owner occupants. 

The sheriff came out but he wouldn’t come to the door so they left ... fat lot of help that was...

I can be as effective at the beach as I can in my office (or at least close to). 

You can buy a LOT more house with your money here than you can in CA.

I know a buyer broker that would go right around the listing agent and work directly with the seller and the listing agent is then out like the fat kid in 5th grade dodge ball if they pull some of the nonsense you hear about.Generally, the poor Buyers Agent is limited as to what they can do for fear of having the listing agent file a complaint on them with FREC (Florida Real Estate Commission)But as a Florida Mortgage Broker, I'm not subject to FRIC, FRAC or FREC and have no problem going straight to the seller if needed or ask by my borrowers. 

My 10 unit cash-flow only went up $1700, but it was a fat payment with a low balance (old loan) so it was messing with my DTI.  

You'll never see a fat roofer.2.

There is a lot of turnover in contractors that work for HD, because HD really squeezes all the profit out and leaves the contractors with little $ for their effort, so they cut a lot of corners wherever they can in an attempt to actually make some $, and then they quit after a few poorly done projects that nobody except HD benefits from.