I don't use padsplit (weekly rentals); I rent on long-term leases in B Class neighborhoods.

although I'm skeptical of going with her service, it is pretty logical because she would be helping me rent out a property long-term but sublease it for Airbnb.

The high HOA fee is already a factor, so ensure you’re comfortable with the overall carrying costs.Focus on the Land Value: Since the lot has development potential, you’re looking at this as a long-term investment.

Dave,Sorry I took so long to respond. 

The plan is to purchase a new home & keep current as a long term rental.

We look at lenders (so long as they lend in the asset class you are considering) as an additional line of due diligence (they deeply care about their money and they are likely more sophisticated than you are).

While some reductions might increase short-term costs for investors, a more balanced budget could stabilize inflation and interest rates over time.

💪Flipping in C-D areas is smart for avoiding long-term headaches, especially when it's not worth the upkeep.

On long-term rentals the bank likes to see signed leases which clearly you can't have with STR. 

Real estate investing can be an effective way to build long-term wealth, and among the various strategies, one has gained significant popularity over the years: BRRRR.