Here's an article with additional FAQs on cost segregation studies that you may find helpful.

You can afford to pay a bit more if rates cool down.We need to also remember that BRRRR become a really hot topic in a low interest environment.

In most cases, neither is warranted.Warning: I am not an attorney, and this can be a complicated topic.

@Reeti PeshawariaThis is a bit tricky to do since STR regulations are an emerging political topic so regulations are consistently shifting.

For the LTR, we used(took off market yesterday while trying to decide on the said topic) market it at $2050 with concession of $1000 with all utilities paid for by the tenant.

@Wiey Underwood Here's an article you may find helpful as well:https://www.biggerpockets.com/forums/51/topics/1113749-cost-...

Eskiel,This is more off topic for apartments.

Your OP sounds like you are more on the cash poor side.Hope these are useful topics to ponder. 

For those still wondering why mortgage interest hasn’t moved down alongside the Fed’s recent rate cuts, check out this WSJ article: If the Fed Is Cutting Rates, Why Aren’t Mortgage Rates Falling?

If you're expecting property owners to sell their home to you at a discount, you'll need to earn their trust - whether that be by demonstrating a successful track record with purchasing/selling similar deals OR by meeting them face to face and separating yourself from the dozens of local investors and realtors.Lastly, I'd recommend searching past posts related to this topic as well as checking out books related to your target investment strategies.All the best!