It depends on what you want to invest in.

We then will either sell or keep it as a STR depending on what makes more sense for us. 

I am a single individual, no dependents, only live and work in PA.

Investment property (not primary residence)So it depends on the type of financing.

It really depends on where and what you are looking to do.

 WE  do both  give me a call and I can explain but depends on where the tax advantage is

If a HELOC isn’t an option, alternatives like a home equity loan, business line of credit, or a DSCR loan could work depending on your situation.

It really is a minefield out there.I know everyone likes the convenience of the web, and they are tired of hearing it, but this really is a business based on relationships, not online anonymity.

In some areas, I find that the information is exaggerated (applicant lied) to make their application look betterHere's how I use them:  A lot of times, the applicant will self report information that disqualifies them. 

Learnt lesson not to fully depend on property manager and should have made decision faster by reducing rent .