Additionally, if there is a recorded tenancy agreement, the ADU can be sold as an independent unit.

Here’s some context: Property 1: >$100k in EquityValue: $325kDebt: $220k @ 2.88% (30-year fixed)Property 2: >$70k in EquityValue: $325kDebt: $252k @ 3.38% (30-year fixed)Extra considerations: - I have $15-20k liquid to use for any of these deals- My current job is relatively stable, but not high-payin- Current properties in TX, living in NY, looking to invest in Mid-West (crazy, I know)- No other debt obligations besides the two mortgagesUltimate goal/timeline: Though a bit ambitious, I’d love to build up the portfolio to 10-20 units in the next two yearsI understand that any/all replies aren't financial advice; all ideas welcome for information purposes. 

I need to know how to do a "Rent to Own" properly as part of the strategy for this unit. 

Quote from @Jaycee Greene: Quote from @Christina Tsutsui-Tharp: Investment Info:Small multi-family (2-4 units) buy & hold investment.

Multi Family Apartments 2 Separate Buildings 14 Units + Piece of Adjacent Land.Valuation $1,050,000+   Seller Financed Payoff $721,500+$50,000 PPP There may be the ability to do a second lien DSCR loan on some of these.

For example how many units in your comparable are classic vs Platinum. 

What zoning code could I request a zoning variance or rezoning that would allow us to have the 2 livable units on parcel, one primary residence and one additional living unit (known currently as ADU)?

Hi MichaelFor a seller-financed deal, especially for a multifamily property like a six-unit or larger, a typical down payment could range from 10% to 20%, depending on the terms you negotiate with the seller.

With 40k cash, a wife that loves your current home, and 2 kids, stay put unless you can find a compelling reason to convince your wife to do another live in flip or live in a 2-4 unit house hack.

Investment Info:Small multi-family (2-4 units) buy & hold investment.