For me they've been a great source of ideas, resources, energy, and comradery.

Bogleheads was the source of most of my formative personal finance education (for ~14 years), and it’s relevant because the SWR discussions there are typically in the 2-4% range.

How are you sourcing deals - off or on market? 

Great credit scores and plenty of income from my W-2 source. 

Hey Mark,I’d also recommend considering DataFlik for deal sourcing and lead generation.

If you are having trouble sourcing either over a years-long period I agree selling makes the most sense.

There are situations that they can source better value products from larger suppliers such as HVAC units or plumbing supplies, and we are ok with that.

A bit of cross-marketing can hedge your bets.At the end of the day, ALE is a solid lead source, but only if your property ticks all their boxes.

Quote from @Lolo Druff: I've heard horror stories about awful property management companies and am looking for a REFERRAL for a trusted source from an investor.

If you use different sources it will be difficult to calibrate the different scores, but think of it as a percentage of the max available score.This particular score seems to be based on an applicant's credit history, including payment history, credit utilization, and credit availability.