@Kainoa Oneha Education is 100% back, whether in person or online.  

If you want the best rate, I would find the cheapest online lender you can find where you are number 37 out of 70 for the month.

So in my opinion, it teaches me how to use short-term leverage to build an income snowball...then once I get an efficient and ever-increasing machine...I pivot that into getting more long-term assets (using safe, long-term leverage). 

For something more robust, tools like Excel or online calculators from financial planning sites might better suit your needs.Your ROI Formula:ROI = (Net Cash Flow ÷ Total Out-of-Pocket Investment) × 100For your scenario:Net Cash Flow = Annual Rental Income - (Mortgage Payment + 401k Loan Payment + Other Expenses)Total Out-of-Pocket Investment = $40,000 cash + $50,000 loan payments over 5 years.I came across a piece in Bloomberg recently discussing creative financing, and they touched on ROI calculations for multiple loans.Personal anecdote: A buddy of mine leveraged a 401k loan for a fourplex.

This listing is posted via NY State MLS #11234668 and shows up on Zillow as well as other online sites. 

Monitoring open windows isn't feasible in my case, but I can definitely monitor daily electricity usage online  

You’re online listing doesn’t need to be a comprehensive photo shoot of every single nook and cranny of your home  

If you choose an online program, ask how much access you have to the coach.

They believe that higher cash flow is safe...when in fact it is the market signaling higher risk.

A safe baseline is 5%–10% for vacancy, with C class properties often leaning toward the higher end due to more transient tenant populations.As for maintenance, the percentages they’re quoting—2% for B class and 7.5% for C class—are on the optimistic side, especially for long-term projections.