Overwhelmingly Positive Testimonials and Reviews from StudentsThe "reviews" for a guru come exclusively or overwhelmingly from individuals who create accounts on BiggerPockets with seemingly no other purpose than to dispense undying love and/or personal loyalty to the guru, with lengthy commentary about the complete life turnaround that spending $5K - $100K had in a very brief period of time, rather than a rational assessment of the pros and cons of the program and their outcomes achieved so far.  

I would put that extra 100k in CD's, bonds and an s & p index fund and continue to add to it. 

I tried to tag @Steven Bond and @Michael Biggs  in the original response as well!

There are some bond programs both county and state level that you can get the downpayment and some closing costs paid or go new construction and do the same via the builder.

Treasury bond money market funds pay over 5% now, tax-free from state taxes.

We've got a unique bond and combined experience that can make some serious waves in the market.

The idea is to form lifelong bonds and watch our for each others kids as we grow old. 

Pricing slightly below the competition can definitely help avoid lengthy vacancies, especially if it's decent but not top-tier.

Why - servicing transfers can be lengthy and if you have a borrower paying to one servicer - if it ain’t broken don’t fix it.2.

The government recently issued $1B in bonds which were oversubscribed by 5x, with the demand coming very much from the U.S.