For example, a large employer may leave a small town eroding their tax base.

If the employment is in Columbus and the rental property in Cleveland, the income is apportioned.

It would throw up red flags to any future landlord, lender, or employer who cares to check.

Maybe they will get some family support or maybe eventually she will have a new significant other with good employment that will move on.

Make sure you ask about employment on this form, as this information can help you determine which tenants may be able to afford a rent increase and which tenants may not.

To provide an example, I was previously employed in the legal department of HHM, which at the time was a an affiliate management company of a publicly traded hotel development/operation company where we managed  the portfolio of  hotels as well as provided 3rd party management services.

I think climate change is actually less of a factor than employment availability, cost of living and where people have personal ties. 

I was under the impression that bank statement loans are an option for self employed

My DTI was borderline with my wife not employed but having friendly bankers on my side did it.

Cities like NYC and Boston have so many employers and infrastructure that one or two major employers can go under and you wouldn't really notice.