Too many people are focused on 1 year appreciation in RE and neglect the power of long term commitment to it!

If so, then you're going to want to commit to providing 24/7 service and being unbelievably responsive. 

They are proud of what they have survived and they are committed to their children's education. 

However, as Jay suggested, ask a title agent for a commitment to issue you a policy and see what they would take exception for.

Maybe commit the refinance funds to buying another property at a much rate of return than the loan and your partner will see the benefit in refinancing? 

I’m glad to hear you’re enjoying the site so far.At this stage, the biggest thing to focus on is your strategy and how much time you can commit.

If you were more knowledgeable about the process, as indicated by representative questions, I would say you could go your own way, but even then, considering the commitments, a Realtor can bring excellent value.  

We also commit to going to our STR every 4-6 weeks and checking in, it is an extra cost but has bore fruit for us.

With a fresh perspective and a strong desire to learn, I am committed to building a solid foundation of knowledge and experience.

You have to just commit to doing the lead generation 5-6 days a week (social posts, door knocking, talk to people you know, talk to people you don't know, host open houses for agents in your office, drive for FSBO's, etc) until you have planted so many "seeds" that they result in business.