Without all approvals and all lender required diligence they are often reluctant to finance land.

Ask for a "Pre-Underwrite" this is where the bank underwrites the file and give you a "Loan Commitment" instead of a generic "Pre-approval" letter.

And then we have to realize that there are people who actually approve of all those things you mention....I know, how could anyone embrace those policies?

If they approve it, you can do it.

Credit score does matter but they will lend on a per property basis out of your available LOC once they approve a line...again mostly based on your available cash and credit score.

Your engineer should be able to approve some options to fix, then have companies quote to the engineers specs.

However, consider calling the VA’s regional loan center or speaking with a VA-approved lender who can interpret the rules in a more specific scenario tailored for you.

You will likely need to pull out and cap the bathroom plumbing if the bathroom was not approved and remove the stove since the city is already on notice of it.

Plus, letting a unit sit vacant for 6 months without approving needed maintenance is totally Irresponsible on your behalf.I’m glad we gave you a 30 day notice and would do so in a heart beat again to any other landlord with a similar mindset to yours.Much success 

"Mike the builder" is not someone I would trust to build a $4M total cost apartment building given his approval of this lunacy.