If their reserves are exhausted in an event then they are allowed by law to pass the overruns on to all policy holders to make up the difference.How are Florida investors looking at the current insurance costs and future risk of high insurance costs?

At the moment I have $10k of my own money available to be used in the deal Always exhaust your conventional opportunities before you jump into the DSCR world.  

As the post mentions, I am exhausted reading posts from everyone trying to predict what is going to happen next.

Make sure there’s an exhaust fan in there and also put it in a timer switch.

Granite is the most durable and I'm assuming you'd use a standard like an Uba Tuba, at any rate just remember the darker the denser, so can withstand abuse, and no exotic edges, get a standard edge which is where chipping can occur.

The home's value would be exhausted after 7 years in assisted living, faster if more intensive care services are needed.

Also, exhaustion will bury a lot of the enterprising novices.

Can withstand temperatures up to 350F without charringQuartzite is a beautiful alternative that we have in our home. 

If you buy a property in this type of area you have to realize the property will get trashed, it will most likely not be maintained and you will get calls for dumb things.Saying that, you will learn to toughen your property to withstand tenants.As someone else mentioned, you can also go Section 8. 

However, in some situations, I don't think it's necessarily a bad idea if you know what you are doing and can withstand the (hopefully) temporary negative cash flow.