I just have no clue how to attack it.

I think one way to ease some of their concerns is to show them a detailed plan of attack.  

A modification which adjusts a borrower's payment up may still fall under attack in FC court.  

I think for now my plan of attack would be to try and tap into my 401k for the 8k, and offer him 8k for both and see how that goes

But after years of ducking and weaving though her physical attacks, he finally left.

I've been stung several times & tenants cannot go outside on their patio without being attacked by bees.

Hope that makes sence, in other words, take a slower conservative approach and come in the back door rather than attacking the front door, because doing that will bring more attention to your youthful nature and may not be taken seriously.

I'm not attacking you, Joe.

Let's say it takes you 6 months to be at a good place, that's a solid 6 months of you attacking your loan full force which can really help.  

All of these people would be harmed if these unwarranted attacks are allowed to reach the desired goals of a limited group of organizations and individuals that stand to profit by the elimination of chattel financing as a means of lending on manufactured homes.Part of the basis for justification for these attacks are a series of articles published by the Seattle Times, an on-line publication tied to other entities known for their willingness to engage in journalism for hire for ultra liberal entities.