The idea remains extremely popular with our student tenants and well received in general.We had our first "issue" (in 3+ years) last month when a new tenant in our furnished {international} student house" (who's not an international student) turned out to be a big "gamer" and had both an X-box and PlayStation in his room.  

I have read countless posts from people desperate to get their $27,000 (or $40,000+) back.

I've also met countless engineers who are skilled musicains like myself.

HOWEVER, if you google “non qualified mortgage lenders” or “DSCR (debt service coverage ratio) loans” you will find countless lenders that will give you a loan on a rental property with a 20-25% down payment with interest only terms (for me usually increases cashflow by $250 on $300k range homes) and no proof of income.

There are countless examples of this human trait.

In buying, I was a-ok BUT, I was an investor, and before that a contractor with a background in contract law and countless years experience in contracts, definently not the average bear. 

You touch into a very important bit of information Tony that is central to any conversations being presented on a housing market collapse and the countless comparisons to 08/09 collapse. 

You learn countless other lessons that I think are specific to military life.

There are countless advertisings for ADUs throughout the Valley, it would be ideal for there to be some clarification provided. 

I have watched countless videos and read everything I can find online about this topic, but I still feel like I am missing something.