That can be perceived as a fair housing violation. 

That increased my return, and made me to have strong position to read the market ( i am perceived as a serious investor).After 5 years, already collected more than 25% return ( i didnt leverage) that pays my bills.

If it’s a national bank forget it but if smaller and local...Research the property and the rehab costsPrepare a presentation to the bank about your skills experience and financeReach out to whoever is in charge of distressed assets and request a meetingIt’s possible they have internal metrics for veteran, community building and other loans that may give them an incentive to work with youPut together numbers that work for you—banks aren’t stupid and have their own drivers and it may get to the point where they perceive it to their advantage to get a loan off the books and back performing.

I vetted people based on perceived risk in my opinion which was probably illegal.

Those would-be buyers of homes/condos who are going to rent longer until they perceive the real estate market being healthy. 

She could be angry with you for some reason and this is the only way she perceives that she is able to get back at you.

You as a landlord are perceived as a person with money, much more so than a sheriff's deputy tenant whose pet dog happens to be a pitbull.

They'll see who are the people who have spent hundreds/thousands of hours freely giving advice and helping others across thousands of posts and articles and who has spent most of their posts trying to recruit novice investors to high-priced training programs.Again, if you don't like how you're being perceived and treated, perhaps you should consider whether you're doing something to be perceived and treated that way. 

Charles, you are correct.I have no idea why others don't use some common sense, especially those perceived as popular successful investors on here who know better, but give thoughtless advice at times.The other wholesalers who were guru taught, you're totally excused because you don't know any better yet, but you're about to.Empty houses carry much less risk for a wholesaler.

This results in a few things. 1) They will allow for 5% down (with insurance, of course). 2) They give you a lower rate than investment properties (because of the lower perceived risk, aka you don't want to go homeless).