@Dominika MThe Canadian banks are starting to tighten-up their lending for investment properties ... yet they will still give our large - albeit insured - mortgages for owner occupied.

Nationally underwriting has tightened up along with premiums climbing 20%-50%.Some insurance carriers inspect while some commercial programs do not do any inspection....at least for now. 

We are very much in a hard insurance market - a huge number of insurance companies are unprofitable and taking aggressive rate action as well as tightening up underwriting requirements on all new business.Obviously you shopped and were able to find some savings.

You just need to tighten up your numbers and then see where you are at.

Lowes sells mold tests that you can send in to make sure it's not some deadly strain of mold but chances are that it is not.

takes care of which items in throughout the process will help you keep your sanity and keep relationships from being strained. 

I have successfully leased over 25 apartment units and I have given great returns to my investors.Regulations have been tightening up all across the US in the short term rental business which has affected my company.

But now, short term rental investors moving in from areas like Nashville, New York, and other large cities where short term rental laws have tightened and inhibited their ability to scale, have discovered the Smokies and their excelling COC return.

More landlords are dropping out while others are tightening their standards.

Maybe they have tightened up their rules.