I lived in a co-op and many were evicted for one reason or another.

The IRA does not need to be a co-purchaser.

(that's one way to have your way - little creative - but it works once you understand the necessary steps to achieve that transaction.On above try to get additional collateral and a co-signer - YOU WANT security - you want to make those notes attractive - esay for a seller or note discounter to accept.Build in a balloon payment - contract candy for end note buyer makes the  balloon attractive. 

Also 3)not sure that would work at all if a co-signer is needed.

@Michael DeStefanoEnough top cover any damage and not so much that it's higher than market custom.That said, if particular tenant is not well-qualified, always request a co-signer and charge a higher deposit.  

Unless you are an owner-occupant, the underwriting will not allow a co-borrower.

They don't pay, evict.Your title says co-signer; a co-signor or endorser is not a co-tenant, they have no rights to possession but only guarantee the financial obligation created.

Hello,I've done wholesale, assignment deals and double closings but i have not yet worked on a co-wholesale transaction.

@Matthew Brand ,Have you considered selling the Omaha properties then buying a CO home w/ an FHA loan?

Hi, I kind of gave up on the idea of house hacking within my area because of a few factors:High prices in NY for not much value in my opinion.Currently like where I am living and am a bit stuck there due to it being a co-op and gf not being able to rent place out for more than 2 years at a time.Then I thought:FHA loan could allow us to buy a higher cost multifamily property (if it makes sense) for very little down, and use a 203k loan to force a bump in equity if done right.