And how do I become a Chinese citizen so I can borrow millions at half a percent interest ?

I shopped many independent agents that offered Foremost, State Farm, Hanover/Citizens, REI Guard, and Progressive.Everyone came in around $2200 for a 1,600 sf duplex built in 1922 but completely updated in 2004 and again in 2016 except for REI Guard and Progressive.

hey canadian investors, quick question: me and a guy i know who is a canadian citizen but not currently a resident are planning to acquire some rentals in quebec, canada, to generate some cashflow. we plan to split the down payments 50:50. however, we aren't sure what would be the best way to structure these purchases. obviously, the corporation is the closest thing to an LLC in canada, but i've been reading quite a bit, and even talked to a lawyer and accountant who manage my family's finances, and they both seem to think that it would be better to start off purchasing as an individual, my friend would deposit an interest free loan into a joint account, and make the purchase from there.this seems to go against pretty much everything i've read with regards to structuring, i know there are some advantages to purchasing as individuals, but most seem to recommend purchasing in the name of a company. do any canadians have any insight into this question, especially with regards to my unique situation (2 people, both citizens of canada, but only one a resident, splitting down payments on rentals)?

That's like saying that everyone who drinks Busch Light wears a wife beater and drives a truck with a gun rack in the rear windo...wait...nevermind, bad example.In addition, I would be willing to wager that those fine citizens you witnessed this afternoon were not peddling dime bags of grass.

Or are we just responding like sensible, logical, law abiding citizens to the given information.

Thanks @Andrew Campbell Im a US Citizen and do have some cash in the US but most of my Assets / Net worth is in NZ. 

We are both American citizens with jobs in Australia (we are actually dual citizens now).

In addition, cities or areas under revitalization is driven by the advocacy, well being and interests of the citizens already there.

I don’t recommend this route for everyone as we are dual citizens and have the ability.That way you could start with maybe 2 properties with the cash you have, taking the exchange rate into account and a 25% down payment for each investment property, and not have to touch the equity in your primary residence.If this sounds interesting, I’d start by speaking with your bank and see if they have a presence here in Florida.Just my 2 cents.

Touchy subject but I personally believe real estate investing should be reserved only for naturalized citizens in the United states .