Defintely lot a C or D area.But really just curious what advice you can lend on this?

A colleague asked one bank and they said no but if you try 30 local banks I bet one will say yes.

I'm looking more for the best IRR/cashflow C or better type properties.

But, I'd probably not lose money if I were to place a bet on it.If none of those things took place, why would they want to give you $1.5 million dollars?  

If she has been problematic, bet on that behavior to continue.

I'll bet on it!

There seems to be tons of great information here.

Get them to give you previous year Profits and Loss statement (P&L) Like most everyone has already said, incomes will be buffed up and expenses will be toned down; also keep an eye out for deferred maintenance.Most markets will have at least 5% vacany better to calculate with 10% 12-15% to be conservative and management fees are usually 5-9% of your gross yearly income.One last thing about commercial properties; if you buy and are not certified to be a manager; pay the management company what they're worth.This was one of my deals.Seller from California bought a nice cash flowing property in the Mid West.

I know that's a very general overview, but there are literally areas in the city where crossing a street or two can take you from a B to a C or C to D.

The basic rule is that 93706, 93702 and 93703 are the C- or D area's in Fresno.  93701 east of Blackstone is also a C- area.  93727 is nice the farther south and east you go, but not really the other way.