The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

With a teaching and leadership backgroud, I have an interest to help others write their programs or review their presentations to address every learning style.

Since you're a citizen but you live and work abroad you'd still qualify mostly for second homes occupancy or investor non owner occupancy (primary is hard to claim if your job requires you to be physically next to the office as an example so an underwriter isnt going to readily believe you unless you can get HR to write you a letter to state you're remotely capable of earning this income/job duties anywhere).Hopefully that helps let me know if you have further questions into mortgage planning.

That being said, you can find a home that can function as a duplex.

So yes, in writing.

I understand that if I rent this ADU out, then I can have a tax write off on the mortgage payment and insurance payment for the the ADU's sqft portion.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

For instance, you have to notify the state in writing if you leave a lender and tell them why. 

Need to be sure you include the "unknown budget" and never take the optimistic approach as it is better to have money left at the end than writing more and more checks that were unplanned for.Again, if you can walk through an actual property and compare notes with someone that does it in your area (key factor), you will be way ahead of what a generic book can give you.

We focus on CapEX before beauty. as a realtor we understand selling or renting homes you have to make the home function, Roofing, windows, electrical and plumbing. after we address these we focused on beautify making sure the upgrades match the area and is forward thinking with color scheme, flooring, and flow.