There are many light companies to choose from here.

Yes you will need a permit. 1) you will need to add outlets on each wall as per code...and of course switches for any lights or fans.

Light Cosmetic: $25-$40 per sq. ft.

We do some cosmetic improvements to bring homes to our standard, typically carpet and paint, upgrade lighting etc.

. :) I wanted to go with Chase bank too for the same reasons you did, however, my attorney warned me that he has had multiple clients who had to go through endless hassles to accomplish their goals with them.  

Sadly the underwriting seems to have been an oversight in the areas you had mentioned, of course sponsors will always cast the brightest light on every situation but we and they must remember we aren't paying for their education but expect the experts to lead the investors thru experience and wisdom.

This decision was not made lightly and comes after thorough deliberation and analysis of our current financial position.This requires us to exercise our right to convert your Note and issue equity (aka membership interests) in Norada.

If the prices work where you are, I think with your experience, you could go right into a four-plex and do fine, especially if it was light to moderate value-add because of your knowledge and connections.

Based on the local market, $15k for renovations seems light—have you had contractors confirm this budget? 

Hey Joshua,I'm currently in the throws of a development project in Brooklyn, and the $300 a sf model is a little light, especially if you plan on decent finishes.