I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

I've been finishing up my Financial Planning degree at the University of Alabama.

My name is Jewett Richardson, and I’m a recent college graduate with a degree in Construction Management.

The ease a jurisdiction is to deal with varies greatly.  

As for value of degree, you can make an argument in either side.  

Did you go to School and get a Degree that gave you a JOB?

Just be sure to brush up on your agent fiduciary requirements to avoid a lawsuit.2) Flip to various degrees of rehab.

Check local law, whether you have to accept varies by state.

The problem ended up being so severe the pest company had to tent the house and raise its temperature to something like 110 degrees for a few days.

Is this for all DCSR loans or can these items vary?