But really, even in their home country, sharing space like 2 BR with 7 8 people is not unusual. 

@Jay HinrichsAn unusually high number of “gurus” had actually previously declared bankruptcy when their real estate “programs” , almost always highly leveraged, went bust.

We are just talking about dollars but they also suck way more time in management.Infrastructure- Apart from the utility infrastructure I want you to think of amenities like improved roads, pools, clubhouses etc Delinquent Tenants and Poor Management- It is not unusual to purchase communities where the owners have not been completely forthright with their rent collection.

The Senior Loan Officer Survey this week cited “uncertain economic outlook” and “deterioration in the credit quality of loans and collateral.”

Slightly random thoughts:Computations of present vs. future value are inherently uncertain--anyone know what tax rates are in 2047?

That struck me as unusual. 

I've seen these lawsuits go on for a year to a year and a half and you must be making the payments even if you are uncertain of the outcome.

That's unusual and it would be very difficult to find a passive investment like that.Also direct control means I know exactly what's going on.

My goal was purchase 1 property a year and its about that time but I am worried about being over leveraged and uncertain about the market.

If your tenants are being too “hard” on the property and are causing unusually high amounts of problems that might be a different story altogether and then I’d say you need to screen your applicants better.