I also realized last night (after I made my original post, of course) we could do a HELOC on our primary residence.

It is easier to train assistants and staff if you are only doing STR or LTR.

And all of that with training wheels, it is very hard to screw it up on a consequential scale.Because it is 2025 and RE is not cheap anymore I will encourage you to also look into building a business on the side.

The second option at least gives you a chance at a fresh start with a new tenant.Of course, a new tenant is an unknown and there's no guarantee they will be better.

Of course, that is only if your intent is to hold it long term.If your goal is to unburden yourself from managing the property yourself, you do have options that offer degrees of hands free management. 

These are professionals with additional training and a stricter code of ethics.

Some people i know have bought astro course for over 7k and its been a year with no deals.

Learn of course, but many of us have purchased properties throughout our career without "iron clad" veils and have done just fine.  

Now, of course, you also get some principial paydown, but that may pale in comparison to an equity loss, if things do soften.

While Pace Morby seems to know his stuff, he puts out incredibly long videos and I didn't have time to sort through all that fluff & didn't want to pay 8k to be in his course.