These in-house capital markets teams' sole job is to self-market their own loan requests, regardless of loan size.

Do you hate your job or hate your employer?

It's an amazing market here with so much incoming growth due to population growth, job growth, and companies moving/developing here!

Our job is to provide you assistance. 

However, I think some upcoming life changes may be the right opportunity for me to dip my toes in the water in real estate investing.I live in Pflugerville, TX (25 minutes from downtown Austin) and will soon be moving to Portland, OR, for my dream job.

Huntsville, in particular, has strong job growth, steady appreciation, and a high demand for quality rental homes.

Brokers look out for their clients, insurance agents look out for their job.

The right agent will have worked with Canadians before, will have lenders set up that can work with Canadians and will have a seamless process for management.Not only can an agent set you up with a GC, property manager, lawyer, insurance broker, inspector and everything else you need, they can analyze deals and put numbers in front of you.Your job as an investor is to vet the vendors they are providing and double check their analysis.  

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

This has been true about every technological change in the industry - those who fail or refuse to adapt lose while those who embrace new tech win.