I need to ensure that the rent-to price ratio will sufficiently cash flow as I intend to hold at least 5-years before acquiring any other real estate.  

She may be getting alimony payments sufficient to allow her to qualify on her own.

Not sufficient for individuals' identification always, though.

Instead he/she claims that his/her invoice is sufficient.

I would not be able to sleep at night regardless of what the agreement said.

You have the problem common to a lot of people getting started; wanting to invest but lacking sufficient capital.  

Broke down the doors and stole all of my mechanicals + material on-site (resulting in ~$30K worth of damage)I just had a contractor walkthrough and talk to neighbors and apparently there is now a homeless man who has been sleeping upstairs (he wasn't present, however bedding was present).

If you want to leave your IRA intact and avoid penalties or taxes, consider other options such as:HELOC (Home Equity Line of Credit): If you own property with sufficient equity, a HELOC can provide funds for a down payment without tapping into your IRA.Personal Loan: Depending on your credit, a personal loan may be an alternative.Seller Financing or Private Lending: Look into creative financing options for real estate investors, such as seller financing or private lenders, which can help with down payments without needing to use your IRA.

if ure 23 and single - house hack 100% get a multi unit live in one rent out the restcant afford multi - buy 1 SFH, multpile bedrooms - sleep in 1 rent out the rest of the rooms

I am still not sure which one is sufficient for me to do.