It's decreasing as time goes on, and the sell side is too stubborn to acknowledge it.So patience is my creativity, and uniqueness.

San Diego is unique to that in America.

With so many banks to choose from and me already doing thorough research, I was hoping someone had a personal good experience with a certain bank or an individual at a bank who understands our world.I’d recommend looking for local or regional banks that have experience working with investors—they often understand the unique needs of real estate investing.

And therefore competition among tenants can create significant challenges, like...Businesses may struggle to establish a unique presence and loyal customer base, and a lack of profitability due to nearby competition will likely lead to higher tenant turnover.

While it is nice of her to pay the rent for her adult son, she shouldn't be paying rent for two places as it is clearly stretching her budget.

One thing you want to avoid is making the asset to unique that it is difficult for an appraiser to comp out. 

Instead of buying trips or hotels for ordinary point values, learn how to increase the value of your points and stretch your dollar farther.It's an inexpensive e-book.

What is uniquely complicated about our real estate transactions to justify the higher commissions?

Decent amount of flippers.I'm a member of both and find unique value in each.

The mortgage payment is already high and my life circumstances have changed, making the payment even more of a stretch (not impossible, but definitely above the recommended percentage of take home pay).I am considering selling the first property next year (which has about $200K in equity) to do a mortgage recast on the primary and get my payment to something more reasonable.