Hi Frank, I'm based in NJ also  I am a Direct Lender and would love to connect with you

Waivo has a different but similar product they sell directly for STR.

When I asked about it he ghosted me.Scams are a lot more common when you list the house directly on Zillow in my experience. 

I have all my reserves tied into the project since I did not do funding for these but rather self funded.

Please message me directly and I'll send you his contact info.  

90% and 100% Occupied...Direct to owner

Have you considered using a self-directed IRA to invest rather than cashing it out? 

If a property needs too much work upfront, it may not be the best first investment.4.Factor in property management costs—even if you self-manage.

Depending on the loan product, you may be able to exclude business debt once the business has paid the debt directly for 12 months.The income and losses related to the operation of the entity will affect the income side of your DTI (like Jay explained) if you own 25% or more of the entity.

Mostly MF and self storage.I bought an industrial property from a wholesaler, paid him a $600,000 fee.