Stay up to date on all licenses and permits that may be required. 

As an incentive for her to pay on time, can I charge her a late fee after 5 days from the due date and can I charge her for every day she's late?

He has a forms subscription that will keep your forms up to date and he is very well versed in Real Estate.

It is also very dated last updated in the 1980s. 

Placed in service date is when units were available to be rented.

We just put them in a folder by address and date. 

Hi @Austin Tess One possible idea is moving up the closing date to the end of November.

Bank as much money as you can between now and purchase date.#4. 

The kitchen counter laminate was also very dated looking. 

Unused contingency funds, unless they were received directly from the borrower, must be used to reduce the outstanding balance of the renovation mortgage after all of the renovation work has been completed and the certification of completion has been obtained.The loan is not re-amortized.Draw Schedule:The HomeStyle program has a maximum 4 draw process.The initial draw can be up to 50% of the total project and can be for materials for the project.The final draw will be at least 10% of the total project as retainage and funds will be released upon receipt and approval of final inspection, Certificate of Completion from Appraiser, signed All Bills Paid Affidavits and Lien Waivers.Additional Draw Information:Ø Signed Draw Request by borrower and contractorØ Signed All Bills Paid AffidavitØ GMG review and approve the draw request and will release funds for disbursementØ A check will be issued in the name of the borrower and contractor and delivered to borrower via USPSØ An inspection of work to date will be performed at 50% completeFinal Draw Information:Ø Signed Draw RequestØ Final inspection/Completion Certificate will be required for release of final fundsØ A Title Update showing property free from lien or encumbranceØ General Contractor’s Lien Waiver AffidavitØ Affidavit of Completion GR will review and approve the draw request and will release a check in the name of the borrower and contractor.Change Orders and Cost Overruns:Changes to the initial plan are not permitted unless prior approval by Guaranteed Rate.