I am a long time Little Rock investor and resident.

Are you able to move into the property and make it your primary residence?

Quote from @Christina Hall: Let me guess your solution is SEO 😆 I’ve spent 20 years in sales/marketing and I have to say it’s never a single strategy We are also buying up expensive keywords on google I hear this constantly when I try to help peopleI do ONE single strategy because that ONE strategy is the one that actually works.Will you do 15 different strategies just because there is some unspoken rule that says "Don't do just one strategy?". 

I was just looking into this, and it seems that Oakland will only allow ADUs on properties with a single family residence (not multi-unit properties). 

Now that you have the correct terminology, you can search for lots of potential solutions. 

My plan was to keep the condo as my residence, but after a year, refinance to fund a down payment on a multi-family property, either out of state or in the surrounding NY area.

The main reason I ask is because that is significantly below primary residence mortgage rates let alone any investment loans, if you can get rates like that I might need to make some changes on my end hahahTo answer your original question, assuming all else is equal long-term fixed rate debt is valuable. 

Maybe some AI pro can provide a solution?  

Would the buyers/borrowers be purchasing with the intent of putting a mobile home on the property and making it their primary residence?

“…states still have authority to require notice filings and collect state fees.”This means you need to check with each state where your investors reside to ensure compliance.Final Warning: Don’t Cut Corners – Follow the Law!