Very difficult to re-arrange financing but we luckily found a tenant to cover about half the costs until things stabilized.  

What if we were to pull permits for changing the floor plan and adding a bedroom, keeping the same square footage, and subsequently decided to rearrange the kitchen moving things like cabinets and counters, but no walls, and didn't pull permits for this part of the project.

Found the furniture re-arranged, Why???

If it was built as a quad you would likely have a lot more Reno costs and have to do a lot of rearranging to make good flow, etc.  

He completely gutted and rearranged the kitchen with no permits.

Why not rearrange the entire deal and do a wholesale to this family.

Do I have to rearrange my time or is it somewhat flexible?

When you take a home down to the studs, you have opportunity to rearrange floor plans, and allows you to uncover and remedy any unknown issues with the home.

I rearranged some boxes, to make notes and other boxes represented a processing function, when the appraisal was in, the appraisal box was simply checked.

There are many ways to distribute money and rearrange it.