Leasing, technology, interest rates, sustainability, AI, etc?

You can generally get the best terms (max leverage and best rates) on an owner-occupied house.

Do a bit of digging, and you can find single-families in suburbs like Decatur or Meridianville that appreciate at rates above the statewide and nationwide average and hit the 1% rule at the same time.One caveat, though, is that most rentals in Huntsville proper probably aren’t going to deliver the cash flow you’re looking for.

Even though there is low inventory, interest rates are high, and many properties don't cash flow, look harder there are always deals, you just need to find/make them.

I paid about $1500 in closing costs between title, appraisal, etc, but the original loan was wiped out in favor of a new lower rate. 

If they have a good interest rate it might be worth looking to see if you could assume their loan to take advantage of the lower rate.  

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

I see this making it hard to scale.question: how come your rate is so poor?  

The maximum fixed-rate period seems to be seven years, and there is generally a balloon payment at 10 or 15 years.

@Steven Catudalthe 'no cash flow on a BRRRR' is typically just because you are boosting the ARV and then taking out the maximum amount you can on the refinance, often using a DSCR loan with a higher rate.